Income Generating Portfolios
Balanced Plus Income
The Portfolio is designed for those clients that have the following long-term investment characteristics:
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They are willing to accept slightly more risk than most balanced clients
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They are willing to accept slightly more capital risk than a balanced client in the knowledge that they may get a slightly better return in the long term
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They want a slightly better return than most balanced investors and are willing to accept a slight increase in market volatility as a result
Strategy and Composition
To meet the investment aspirations of Balanced Plus investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and provide an increased investment return.
The investment methodology of each selected fund is considered both independently of, and in conjunction with, other funds in the portfolio to ensure that the overall risk rating, performance and ESG criteria is optimised.
The performance of the portfolio and each fund is reviewed at least monthly by the In Partnership Investment Team and Quarterly by the Investment Committee, and rebalances take place automatically.
The Portfolio currently consists of the following funds:
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1.
Aegon Diversified Monthly Income B Inc (5%) -
2.
Artemis Monthly Distribution I Inc (5%) -
3.
BNY Mellon Multi-Asset Income T Inc (15%) -
4.
L&G Multi-Index Income 6 C Inc (5%) -
5.
M&G Emerging Markets Bond I Inc (5%) -
6.
PIMCO GIS Income Inst Hedged Inc GBP (5%) -
7.
Schroder Income Maximiser L Inc (20%) -
8.
Schroder UK-Listed Equity Income Maximiser L (20%) -
9.
Schroder US Equity Income Maximiser L Hedged Inc (20%)
The underlying cost of this portfolio is 0.55%, with an income yield of 5.45%
Asset Allocation of the Model Portfolio
Performance versus the benchmark
In Partnership Model Portfolios
Accumulation Portfolios
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To meet the investment aspirations of Moderately Cautious investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and provide a consistent, low risk return. + Read More
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To meet the investment aspirations of Balanced investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to diversify risk and provide capital and income returns. + Read More
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To meet the investment aspirations of Balanced Plus investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and provide a consistent, low risk return.
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To meet the investment aspirations of Moderately Adventurous investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with generally a higher equity exposure to increase investment returns. The selected funds are slightly more growth orientated. + Read More
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To meet the investment aspirations of Adventurous investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with a high equity content to increase investment returns. The selected funds are focused upon long term growth. + Read More
Income Generating Portfolios
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To meet the investment aspirations of Moderately Cautious investors who wish to protect their capital whilst generating an income in excess of cash, we use a risk based, multi asset approach as its central theme with a strategic emphasis on those funds that have demonstrated the ability to protect capital and generate a consistent investment return over the long term.
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To meet the investment aspirations of Balanced investors who wish to protect their capital but also generate an additional level of income and some capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on those funds that have demonstrated the ability to generate a consistently higher level of investment return over the long term whilst minimising investment volatility.
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To meet the investment aspirations of Moderately Adventurous investors who wish to generate an additional level of income and capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with generally a higher equity exposure to increase investment returns. The selected funds are both income and growth orientated in the long term.
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To meet the investment aspirations of Adventurous investors who wish to generate an additional level of income and capital growth, we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and a mixture of funds with a high equity content to increase investment returns. The selected funds are focused upon long term growth as well as a high level of income yield.
Passive Portfolios
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To meet the investment aspirations of Moderately Cautious investors who prefer to use passive investments we use a risk based, multi index approach as its central theme with a strategic emphasis on Global indexed investment mandates to diversify risk and provide capital and income returns. + Read More
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To meet the investment aspirations of Balanced investors who prefer to use passive investments we use a risk based, multi index approach as its central theme with a strategic emphasis on Global indexed investment mandates to diversify risk and provide capital and income returns.
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To meet the investment aspirations of Balanced Plus investors we use a risk based, multi asset approach as its central theme with a strategic emphasis on Global investment mandates to further diversify risk and provide a consistent, low risk return.
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To meet the investment aspirations of Moderately Adventurous investors who prefer to use passive investments we use a risk based, multi indexed approach as its central theme with a strategic emphasis on Global indexes to further diversify risk and provide capital growth. + Read More
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To meet the investment aspirations of Adventurous investors who prefer to use passive investments we use a risk based, multi indexed approach as its central theme with a strategic emphasis on Global indexes to further diversify risk and provide capital growth. + Read More